Welcome to America’s Best Choice Lending (“we,” “our,” or “us”). By accessing or using our website, services, or any content provided through www.americasbestchoicelending.com (the “Site”), you agree to comply with and be bound by the following Terms of Use.

1. Acceptance of Terms

By using our services or accessing our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with these terms, please do not use the Site.

2. Eligibility

You must be at least 18 years of age and capable of entering into legally binding agreements under applicable law to use our services.

3. Services Provided

America’s Best Choice Lending offers commercial and investment property loan options, including but not limited to DSCR loans, SBA loans, and working capital financing. Loan availability, terms, and conditions are subject to change and approval based on lender criteria.

4. No Guarantee of Approval

Submitting an application or inquiry does not guarantee approval or funding. Loan approvals are subject to credit review, underwriting, property qualification, and other conditions set by our lending partners.

5. No Income Verification Loans

Some of our loan products may offer low or no-income verification options. These programs still require property cash flow analysis or other qualifying criteria as determined by underwriting guidelines.

6. User Responsibilities

You agree to:

• Provide accurate and complete information.

• Use our Site and services only for lawful purposes.

• Not use the Site to transmit any unauthorized or harmful materials.

7. Intellectual Property

All content on this Site—including text, logos, graphics, images, and software—is the property of America’s Best Choice Lending or its licensors and is protected by applicable intellectual property laws. You may not reproduce, modify, or distribute any part of the Site without our prior written consent.

8. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the content, accuracy, or reliability of third-party sites, nor do we endorse them.

9. Limitation of Liability

To the fullest extent permitted by law, America’s Best Choice Lending shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of or inability to use our services or Site.

10. Modifications to Terms

We reserve the right to update or modify these Terms of Use at any time without prior notice. Your continued use of the Site constitutes acceptance of any changes.

11. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the state in which America’s Best Choice Lending operates, without regard to its conflict of law provisions.