At America’s Best Choice Lending (“we,” “our,” or “us”), your privacy is important to us. This Privacy Policy outlines how we collect, use, store, and protect your personal information when you visit our website or use our services.
By accessing our website (www.americasbestchoicelending.com) or submitting your information through our forms or applications, you consent to the practices described in this Privacy Policy.
1. Information We Collect
We may collect the following types of personal and financial information:
Personal Information: Full name, address, email address, phone number, date of birth, and other identifying details.
Financial Information: Credit score range, income (if applicable), property value, loan amount, business financials, and other loan application data.
Device & Usage Information: IP address, browser type, referring pages, and website usage data collected through cookies and similar technologies.
2. How We Use Your Information
We use the information we collect for the following purposes:
To evaluate and process loan applications
To contact you regarding your inquiry or application
To improve our website and user experience
To comply with legal and regulatory requirements
To prevent fraud and unauthorized access
3. Sharing Your Information
We may share your information with:
Lending partners and service providers involved in evaluating and processing your application
Third-party vendors who help us operate our website or communicate with you
Regulatory agencies or legal entities when required by law
We do not sell your personal information to third parties for marketing purposes.
4. Data Security
We implement reasonable security measures to protect your personal information, including encryption, firewalls, and secure data storage systems. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
5. Your Rights & Choices
Depending on your state of residence, you may have the right to:
Access or request a copy of your personal data
Request corrections or updates to your information
Request deletion of your data (subject to legal obligations)
Opt out of certain types of communications
To exercise your rights, please contact us using the information below.
6. Cookies & Tracking Technologies
Our website may use cookies and other tracking technologies to enhance user experience, analyze site traffic, and improve performance. You can control cookie settings through your browser preferences.
7. Third-Party Links
Our site may contain links to third-party websites. We are not responsible for the privacy practices of those sites. Please review their privacy policies separately.
8. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
9. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. When we do, we will revise the “Effective Date” at the top of this page. Continued use of the website constitutes your acceptance of any changes.